Group Of Senior Couples Enjoying Meal Together In Care Home With Home Help


The purpose of a Medicare Supplement Plan is to fill in the gaps in coverage that Medicare Parts A and B do not pay.

For example, coinsurance, yearly deductibles, and copayments. Normally you would be responsible for paying those out of pocket expenses with your Medicare Plan.

Medicare will pay its share of the A and B approved health care costs, then your Medigap policy pays its share.

You'll receive the same benefits year after year and have guaranteed renewable coverage.


To enroll in a Medicare supplement plan you must meet one of the following requirements.

  • You are currently covered under Medicare Parts A & B
  • You are within six (6) months of turning 65 (In some states under age 65 with a disability and/or end stage renal disease)
  • You are within six (6) months of receiving Part B coverage
  • If you are about to lose your group health insurance plan



You can choose which Medicare Supplement Plan will best fit your needs and saves you the most out-of-pocket expenses.


There are no network requirements and offer you access to any doctor or specialist who accept Medicaid patients.


You will have the freedom to trave from state to state with nationwide coverage. Certain plans even provide coverage outside of the U.S.


You will receive help with paying out of pocket expenses like co-payments and deductibles.

We know finding a policy that will work for you can be confusing and difficult. We offer different options that will fit your budget and your health needs. Currently, there are ten (10) different Medicare Supplement Plans which offer a different level of coverage. The coverage levels and premium vary depending on location, however, the benefits within the lettered plan remain the same. Each plan is categorized by a letter:

Plan A, B, C, D, F, G, K, L, M, N.

If you are not sure what you are looking for, let us help you!


Supplement Plan:ABCDF*GKLMN
Lifetime ReserveXXXXXXXXXX
Part A Hospital CoinsuranceXXXXXXXXXX
365 Hospital DaysXXXXXXXXXX
Preventive CareXXXXXXXXXX
Hospice CoverageXXXXXX50%75%XX
Parts A and B BloodXXXXXX50%75%XX
Part B CoinsuranceXXXXXX50%75%XX**
Skilled Nursing  XXXX50%75%XX
Parts A Deductible XXXXX50%75%50%X
Parts B Deductible  X X     
Part B Excess    XX    
Foreign Travel Emergency  80%80%80%80% 80%80%
2017 Out-of-Pocket Expenses***      $5,120$2,560  


*There is a high-deductible version of Plan F where you pay for all Medicare-covered costs until you reach the 2017 deductible of $2,200 before your Medigap plan pays anything.

**Plan N has up-to a $20 office visit co-pay, and up-to a $50 ER co-pay

**** After you meet your out-of-pocket yearly limit and your yearly Part B deductible, the Medigap plan pays 100% of covered services for the rest of the calendar year.

Additional Notes:

  • You must have Medicare Part A and Part B to get a Medicare Supplement Plan.
  • Medicare Supplement Plans can only cover one person. For example, if you are married, you would need separate policies for you and your spouse.
  • Medicare Supplement plans are great if you need vision care, dental care, hearing aids or eye glasses.


If you still have questions after looking over our 2017 Medicare Supplement Insurance Benefits Guide, give us a call at 877-976-5333 or Chat with an Agent Now

We Are Here To Help You

Prium Life and Health  can review your needs to find the best Medicare supplement plan for you.


We Are Here To Help You

Prium Life and Health  can review your needs to find the best Medicare supplement plan for you.