ABOUT PRIUM LIFE AND HEALTH
Prium puts their customer’s first. By doing so we have gained trust and accountability from our members. You can count on us to help you with your needs. Our team will guide you and assist you with finding the right type of plan to fit you and your families needs at the right time and right price.
Prium Health is made up of a wide variety of people, each bringing different and unique strengths and talents to the table, which adds an overall success to our organization.
AFFORDABLE INSURANCE + PROPER COVERAGE = LESS HEADACHES
It is important to protect ourselves and our loved ones with some form of coverage, but the process of finding the right plan that’s best for you and purchasing insurance can be frustrating and confusing. You may catch yourself asking the following questions:
Should I purchase life insurance?
Should I purchase health insurance?
What is the most affordable option?
Which plan offers the best coverage?
What can I do if these plans don’t offer vision, dental, hearing or prescription coverage?
If you have existing coverage, you may wonder what other insurance plans are more suitable for you and how to change your plan.
The answer to all these questions is unique to each individual as everybody has different life circumstances and needs.
We Are Here To Help You!
WHY DO BUSINESS WITH US?
Here are just a few important qualities you can expect from Prium Life and Health.
Our team of licensed agents stand behind you and offer unmatched professionalism and the highest in ethical standards.
We fully concentrate and focus on what you say to better understand your needs and provide you the best service.
As insurance brokers for many carriers, we can offer many plans and help you compare them to find the best coverage.
We find a plan that meets your coverage needs within your budget to help you save as much money as possible. With so many plans available, it's hard not to!
BENEFIT SERVICES OFFERED
Term life insurance provides the most coverage per dollar and provides coverage at a fixed rate of payments for a specific time period. If the insured dies during the policy term payments will be made to the beneficiary.
Provides death benefits for the entire life of the insured and matures at age 100. Whole life insurance typically has a level premium and may provide living benefits in the form of cash values.
Helps pay for expenses associated with death, such as caskets and embalming. Additionally, this could also pay any unresolved debts or final activities with the family.
These are health insurance plans that are available on the public exchange only. If you qualify for a subsidy, and choose to use it on your health plan, then shopping on-exchange is your best option.
These health insurance plans are available outside of the public exchange environment, or in the open market. The strongest benefit of shopping off-exchange is greater plan availability. If you don't qualify for a subsidy, the advantages of shopping off-exchange are substantial.
Sold by private companies, it can help pay some of the health care costs that Medicare doesn't cover, like co-payments, coinsurance, and deductibles. Also known as Medigap.